Advance Pay from One Nevada is really a short-term loan system that costs lower than typical pay day loans. We offer reduced prices, no application costs and loans as much as $1,500.
Compare Advance Pay to typical loan providers:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You spend | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) |
||
Terms & Prices
Advance Pay
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
NOTICE OF STRAIGHT TO CONTACT WORK ASSOCIATED WITH COMMISSIONER OF BANKING INSTITUTIONS REGARDING ISSUES OR COMPLAINTS. TOLL-FREE IN NEVADA (866) 858-8951.
Finance cost and APR calculated predicated on a 14-day term.
Revised 4/24/15
ESSENTIAL THINGS TO CONSIDER JUST BEFORE BORROW
just exactly How Payday Loans Perform: pay day loans are short-term money loans frequently guaranteed by the
borrower’s post-dated check that is personal. We don’t require a check that is post-dated. Loan payment is
deducted straight from your own account.
Cash advance Terms: Loan quantities generally vary in quantities from $100 to $1,000. Normal
loan term is a couple of weeks. Prices normal 470% apr (APR). As an example, to
borrow $100 for a fortnight, the finance fees cover anything from $15 to $30, is online payday loans Alberta residents 390% to 780per cent APR.
Our less than typical APRs and finance fees are shown above.
Two-Week Due Date: payday advances will often have a two-week date that is due. In the event that you get earnings
just once 30 days, you may have to expand your loan two and sometimes even 3 times incurring additional
costs before getting your month-to-month check to cover from the loan. This might make your loan really
high priced. a kind that is different of might be much better for your needs. Benefit from our free economic
guidance explained regarding the page that is next.
Financial obligation Traps:
pay day loans often trap consumers in perform borrowing rounds as a result of the high expenses and incredibly quick payment terms. Borrowers typical 8-13 pay day loans per year from the lender that is single. Almost 60% of all of the pay day loans are either same-day renewals or brand brand brand brand brand new loans removed just after settling the previous loan. Which means that as time passes, pay day loan charges frequently surpass the initial loan quantity. Don’t get caught within the financial obligation trap. Make use of free monetary guidance explained below.
SIGNIFICANT DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The next relates to people in the armed forces and their dependents if: (a) at that time your loan is manufactured, you might be a member that is active of armed forces or perhaps you are a reliant of a working person in the army (as those terms are defined into the Military Lending Act, 10 U.S.C. 987 and its particular implementing laws); and (b) your loan is unsecured or guaranteed by individual home which you would not buy aided by the profits of this loan.
- NOTICE: Federal legislation provides crucial defenses to people in the Armed Forces and their dependents associated with extensions of credit. Generally speaking, the price of credit to a part for the Armed Forces and his / her dependent may well not surpass a apr of 36 per cent. This price must add, as relevant to your credit transaction or account: the expense related to credit insurance costs or financial obligation security charges; charges for ancillary services and products offered associated with the credit deal; any application cost charged (apart from specific application charges for certain credit transactions or reports); and any involvement cost charged (apart from particular involvement costs for a charge card account). To get this notice verbally, please phone 1-844-269-7201 during our normal company hours.
- This loan shall never be guaranteed by stocks or deposits in almost any of the reports until you particularly consent to establish a merchant account relating to this loan for which funds deposited following the loan is provided will secure this loan. Consequently, the next conditions within the Loan Agreement and Security Agreement don’t connect with this loan: “Contractual Pledge of Sharesâ€; any mention of the pledge of stocks, statutory liens, set-off, or freeze that is administrative in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze†supply; the “Cross-Collateralization†provision to your level it purports to cross-collateralize all of your other share or deposit records with us.
- This loan just isn’t at the mercy of arbitration that is mandatory consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall maybe perhaps maybe perhaps maybe not connect with this loan.
- If you’re a Louisiana resident, the Louisiana-specific conditions included in the Security Agreement usually do not affect this loan.
Member Notice: A short-term loan should really be useful for short-term economic requirements just, maybe maybe perhaps maybe not just a long-lasting economic solution. Users with financial hardships can check out Financial Management free of charge usage of education that is financial online tutorials.